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How we work (Finance Brokerage)

At Elton Finance we operate a financial brokerage process which sources finance to help individuals and businesses fund their purchase. As a brokerage we do not directly lend money, we source lenders that do. Elton Finance has a number of lenders and broker partners with whom we work, however we do not conduct an exhaustive search of the marketplace. We will only introduce you to lenders with whom we work or have access to via our broker partners.

Initially the team at Elton Finance spend time gathering and reviewing customer information We also need to find out about financial arrangements including income/expenditure and other financial commitments customers may have.p

Following this we pass customer details lender(s)/broker(s) with whom we believe can provide a suitable product. Once the lender(s)/broker (s) have this information they will carry out searches with credit reference agencies and assess the affordability of what customers have applied to borrow. Where a business makes an application for finance, credit agencies will run searches on any directors and partners.

Elton Finance, or the dealer/retailer from where the purchase is being made, informs customers of suitable product(s) that have been found. If, all of the details meet customer requirements we will request the lender to prepare a Finance Agreement for checking and signing. You will be met by a representave from Elton Finance or the supplying dealer from where you are making your puchase who will explain the finance product to you prior to signing any finance agreement.  

We do not charge fee's either up front or hidden for the service we provide in sourcing Finance. We will however normally be paid commission by the lender or broker with whom we have placed the finance and we may in turn pay commission to the dealer/referrer who has passed customer details to ourselves for the purpose of sourcing Finance.

Services and products are intended for UK residents aged 18 Yrs and over only and are subject to status, credit and identification checks. We do not knowingly collect or hold data on children.